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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,575 | $123,898+51.4% | $116,538+61.0% | $155,188+20.9% |
| Participation rate | 84.6% | 83.7%+0.9pp | 82.6%+2.0pp | 80.8%+3.8pp |
| Annual return | 19.15% | 16.04%+3.1pp | 17.97%+1.2pp | 148.84%-129.7pp |
| Employer contribution / active EE | $2,397 | $4,739-49.4% | $4,541-47.2% | $4,248-43.6% |
| Participant deferral / active EE | $1,532 | $6,400-76.1% | $6,207-75.3% | $6,531-76.6% |
| Admin fee / account holder | $2,175 | $9,174-76.3% | $8,737-75.1% | $14,480-85.0% |