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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,575 | $92,798+102.1% | $96,707+94.0% | $137,256+36.7% |
| Participation rate | 84.6% | 81.6%+3.0pp | 80.4%+4.3pp | 80.0%+4.7pp |
| Annual return | 19.15% | 31.24%-12.1pp | 34.78%-15.6pp | 220.34%-201.2pp |
| Employer contribution / active EE | $2,397 | $4,147-42.2% | $4,191-42.8% | $4,156-42.3% |
| Participant deferral / active EE | $1,532 | $5,877-73.9% | $5,997-74.5% | $6,407-76.1% |
| Admin fee / account holder | $2,175 | $7,946-72.6% | $7,503-71.0% | $12,270-82.3% |