Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,689 | $72,492-86.6% | $87,104-88.9% | $72,975-86.7% |
| Participation rate | 55.2% | 72.8%-17.6pp | 76.9%-21.7pp | 69.5%-14.3pp |
| Annual return | 26.28% | 24.46%+1.8pp | 28.19%-1.9pp | 81.01%-54.7pp |
| Employer contribution / active EE | $503 | $1,894-73.4% | $2,521-80.1% | $2,440-79.4% |
| Participant deferral / active EE | $1,403 | $3,270-57.1% | $4,048-65.3% | $3,608-61.1% |
| Admin fee / account holder | $815 | $5,055-83.9% | $7,491-89.1% | $5,124-84.1% |