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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,508 | $98,766+12.9% | $149,730-25.5% | $79,852+39.6% |
| Participation rate | 78.7% | 75.8%+2.9pp | 82.5%-3.8pp | 69.6%+9.1pp |
| Annual return | 11.89% | 27.43%-15.5pp | 276.70%-264.8pp | 31.72%-19.8pp |
| Employer contribution / active EE | $2,214 | $3,217-31.2% | $4,645-52.3% | $2,471-10.4% |
| Participant deferral / active EE | $6,674 | $5,681+17.5% | $6,843-2.5% | $3,740+78.4% |
| Admin fee / account holder | $13,232 | $6,052+118.6% | $9,310+42.1% | $5,306+149.4% |