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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,928 | $85,171+29.1% | $172,752-36.4% | $72,975+50.6% |
| Participation rate | 76.7% | 70.1%+6.6pp | 82.6%-6.0pp | 69.5%+7.2pp |
| Annual return | 23.48% | 27.32%-3.8pp | 802.97%-779.5pp | 81.01%-57.5pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $5,063 | $3,260+55.3% | $5,198-2.6% | $3,608+40.3% |
| Admin fee / account holder | $15,647 | $5,880+166.1% | $13,955+12.1% | $5,124+205.4% |