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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,760 | $78,690+127.2% | $161,489+10.7% | $87,485+104.3% |
| Participation rate | 83.9% | 67.5%+16.4pp | 78.7%+5.2pp | 68.9%+14.9pp |
| Annual return | 14.26% | 32.74%-18.5pp | 89.72%-75.5pp | 26.06%-11.8pp |
| Employer contribution / active EE | $0 | $2,588-100.0% | $4,268-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $7,184 | $3,311+117.0% | $5,630+27.6% | $4,274+68.1% |
| Admin fee / account holder | $40,749 | $6,724+506.1% | $16,006+154.6% | $7,775+424.1% |