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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,204 | $104,937-66.5% | $84,628-58.4% | $152,897-77.0% |
| Participation rate | 73.9% | 74.8%-0.9pp | 68.2%+5.7pp | 82.5%-8.5pp |
| Annual return | 17.22% | 373.88%-356.7pp | 258.80%-241.6pp | 345.43%-328.2pp |
| Employer contribution / active EE | $250 | $3,303-92.4% | $2,653-90.6% | $4,764-94.8% |
| Participant deferral / active EE | $3,499 | $4,690-25.4% | $3,900-10.3% | $5,851-40.2% |
| Admin fee / account holder | $10,648 | $6,243+70.6% | $4,914+116.7% | $11,599-8.2% |