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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,349 | $57,073-3.0% | $85,126-35.0% | $80,925-31.6% |
| Participation rate | 45.5% | 56.4%-10.9pp | 67.5%-22.1pp | 67.7%-22.2pp |
| Annual return | 14.85% | 21.69%-6.8pp | 66.63%-51.8pp | 35.65%-20.8pp |
| Employer contribution / active EE | $1,226 | $1,801-31.9% | $2,731-55.1% | $2,756-55.5% |
| Participant deferral / active EE | $1,562 | $3,113-49.8% | $4,523-65.5% | $4,299-63.7% |
| Admin fee / account holder | $8 | $4,988-99.8% | $6,160-99.9% | $6,940-99.9% |