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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $699,852 | $95,415+633.5% | $185,851+276.6% | $85,851+715.2% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.88% | 23.59%-12.7pp | 122.11%-111.2pp | 318.63%-307.8pp |
| Employer contribution / active EE | $32,648 | $3,314+885.2% | $5,168+531.7% | $2,565+1172.6% |
| Participant deferral / active EE | $18,476 | $3,424+439.6% | $5,569+231.8% | $3,952+367.5% |
| Admin fee / account holder | $200,276 | $7,215+2676.0% | $16,245+1132.8% | $6,261+3098.8% |