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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,009 | $133,998-29.1% | $112,263-15.4% | $134,545-29.4% |
| Participation rate | 92.3% | 78.6%+13.7pp | 75.1%+17.2pp | 81.2%+11.1pp |
| Annual return | -23.36% | 47.17%-70.5pp | 27.49%-50.9pp | 418.37%-441.7pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $5,133 | $5,292-3.0% | $4,729+8.5% | $6,401-19.8% |
| Admin fee / account holder | $1,655 | $7,493-77.9% | $6,410-74.2% | $11,431-85.5% |