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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,009 | $134,001-29.1% | $112,258-15.4% | $134,509-29.4% |
| Participation rate | 92.3% | 78.6%+13.8pp | 75.1%+17.2pp | 81.2%+11.1pp |
| Annual return | -23.36% | 47.15%-70.5pp | 27.47%-50.8pp | 418.13%-441.5pp |
| Employer contribution / active EE | $0 | $4,039-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $5,133 | $5,291-3.0% | $4,728+8.6% | $6,400-19.8% |
| Admin fee / account holder | $1,655 | $7,491-77.9% | $6,411-74.2% | $11,427-85.5% |