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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,123 | $62,583-75.8% | $76,767-80.3% | $64,173-76.4% |
| Participation rate | 88.9% | 72.8%+16.1pp | 77.0%+11.9pp | 69.6%+19.3pp |
| Annual return | -5.50% | -1.95%-3.6pp | 2.43%-7.9pp | 7.63%-13.1pp |
| Employer contribution / active EE | $1,550 | $1,832-15.4% | $2,485-37.6% | $2,381-34.9% |
| Participant deferral / active EE | $3,286 | $3,145+4.5% | $3,852-14.7% | $3,470-5.3% |
| Admin fee / account holder | $512 | $4,667-89.0% | $6,675-92.3% | $4,887-89.5% |