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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,151 | $82,674+11.5% | $125,381-26.5% | $68,486+34.6% |
| Participation rate | 97.2% | 75.1%+22.2pp | 82.4%+14.8pp | 67.9%+29.3pp |
| Annual return | -16.40% | -5.97%-10.4pp | 572.31%-588.7pp | -7.85%-8.5pp |
| Employer contribution / active EE | $2,769 | $3,382-18.1% | $4,815-42.5% | $2,597+6.6% |
| Participant deferral / active EE | $9,431 | $6,111+54.3% | $7,448+26.6% | $4,028+134.2% |
| Admin fee / account holder | $2,102 | $6,277-66.5% | $10,007-79.0% | $5,404-61.1% |