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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,245 | $167,353+61.5% | $143,797+87.9% | $134,545+100.9% |
| Participation rate | 70.8% | 84.8%-14.0pp | 80.3%-9.5pp | 81.2%-10.4pp |
| Annual return | -25.64% | 0.48%-26.1pp | -0.04%-25.6pp | 418.37%-444.0pp |
| Employer contribution / active EE | $8,368 | $5,620+48.9% | $4,952+69.0% | $4,742+76.5% |
| Participant deferral / active EE | $7,871 | $6,447+22.1% | $5,638+39.6% | $6,401+23.0% |
| Admin fee / account holder | $8,692 | $18,096-52.0% | $14,679-40.8% | $11,431-24.0% |