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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,506 | $67,396-80.0% | $60,919-77.8% | $134,545-90.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -24.84% | 50.12%-75.0pp | 16.96%-41.8pp | 418.37%-443.2pp |
| Employer contribution / active EE | $2,563 | $3,101-17.4% | $2,704-5.2% | $4,742-45.9% |
| Participant deferral / active EE | $5,781 | $4,534+27.5% | $3,814+51.6% | $6,401-9.7% |
| Admin fee / account holder | $540 | $4,590-88.2% | $3,228-83.3% | $11,431-95.3% |