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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $62,904 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,332 | $69,823-62.3% | $76,872-65.7% | $74,460-64.6% |
| Participation rate | 68.5% | 70.0%-1.5pp | 69.6%-1.1pp | 70.7%-2.3pp |
| Annual return | 23.31% | 19.99%+3.3pp | 37.90%-14.6pp | 34.38%-11.1pp |
| Employer contribution / active EE | $979 | $2,148-54.4% | $2,533-61.4% | $2,638-62.9% |
| Participant deferral / active EE | $2,496 | $3,558-29.8% | $3,832-34.9% | $4,530-44.9% |
| Admin fee / account holder | $91 | $398-77.0% | $5,476-98.3% | $348-73.7% |