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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,669 | $202,342-31.0% | $172,753-19.2% | $152,909-8.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.33% | 1029.88%-1010.5pp | 803.00%-783.7pp | 345.46%-326.1pp |
| Employer contribution / active EE | $9,833 | $5,857+67.9% | $5,144+91.2% | $4,764+106.4% |
| Participant deferral / active EE | $2,338 | $5,948-60.7% | $5,198-55.0% | $5,851-60.1% |
| Admin fee / account holder | $3,385 | $17,112-80.2% | $13,956-75.7% | $11,601-70.8% |