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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,117 | $167,353-68.3% | $143,797-63.1% | $134,545-60.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -28.80% | 0.48%-29.3pp | -0.04%-28.8pp | 418.37%-447.2pp |
| Employer contribution / active EE | $4,374 | $5,620-22.2% | $4,952-11.7% | $4,742-7.8% |
| Participant deferral / active EE | $15,455 | $6,447+139.7% | $5,638+174.1% | $6,401+141.4% |
| Admin fee / account holder | $1,562 | $18,096-91.4% | $14,679-89.4% | $11,431-86.3% |