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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,063 | $165,381+55.4% | $149,730+71.7% | $158,966+61.7% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 15.09% | 348.29%-333.2pp | 276.70%-261.6pp | 302.95%-287.9pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $7,474 | $7,182+4.1% | $6,843+9.2% | $5,983+24.9% |
| Admin fee / account holder | $2,977 | $10,809-72.5% | $9,310-68.0% | $11,250-73.5% |