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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,123 | $226,135-39.4% | $182,558-24.9% | $152,909-10.3% |
| Participation rate | 92.3% | 82.5%+9.8pp | 78.0%+14.3pp | 82.5%+9.9pp |
| Annual return | 20.96% | 192.60%-171.6pp | 148.59%-127.6pp | 345.46%-324.5pp |
| Employer contribution / active EE | $508 | $4,979-89.8% | $4,076-87.5% | $4,764-89.3% |
| Participant deferral / active EE | $4,204 | $6,371-34.0% | $5,526-23.9% | $5,851-28.2% |
| Admin fee / account holder | $6,390 | $10,707-40.3% | $8,594-25.6% | $11,601-44.9% |