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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,935 | $64,729+184.2% | $112,263+63.8% | $68,490+168.6% |
| Participation rate | 94.3% | 67.2%+27.2pp | 75.1%+19.3pp | 67.9%+26.4pp |
| Annual return | -13.25% | -11.40%-1.8pp | 27.49%-40.7pp | -7.85%-5.4pp |
| Employer contribution / active EE | $6,978 | $2,746+154.1% | $3,636+91.9% | $2,597+168.7% |
| Participant deferral / active EE | $8,792 | $3,566+146.6% | $4,729+85.9% | $4,028+118.3% |
| Admin fee / account holder | $5,963 | $5,222+14.2% | $6,410-7.0% | $5,403+10.4% |