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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,985 | $77,908-66.6% | $149,696-82.6% | $75,173-65.4% |
| Participation rate | 36.8% | 65.6%-28.7pp | 78.8%-41.9pp | 67.2%-30.4pp |
| Annual return | 35.97% | 31.73%+4.2pp | 134.46%-98.5pp | 160.72%-124.8pp |
| Employer contribution / active EE | $266 | $3,138-91.5% | $4,821-94.5% | $2,671-90.0% |
| Participant deferral / active EE | $3,921 | $3,411+15.0% | $5,682-31.0% | $4,126-5.0% |
| Admin fee / account holder | $236 | $5,950-96.0% | $13,212-98.2% | $5,651-95.8% |