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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $673,816 | $183,988+266.2% | $162,177+315.5% | $152,897+340.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 21.59% | 150.79%-129.2pp | 115.60%-94.0pp | 345.43%-323.8pp |
| Employer contribution / active EE | $5,957 | $6,370-6.5% | $5,613+6.1% | $4,764+25.1% |
| Participant deferral / active EE | $15,150 | $8,032+88.6% | $7,297+107.6% | $5,851+158.9% |
| Admin fee / account holder | $343 | $13,123-97.4% | $10,843-96.8% | $11,599-97.0% |