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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,893 | $160,040-52.0% | $147,096-47.7% | $145,877-47.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | -2.03% | 98.49%-100.5pp | 419.75%-421.8pp | 551.28%-553.3pp |
| Employer contribution / active EE | $2,482 | $5,289-53.1% | $4,936-49.7% | $4,663-46.8% |
| Participant deferral / active EE | $4,904 | $8,429-41.8% | $8,071-39.2% | $6,691-26.7% |
| Admin fee / account holder | $4,619 | $15,050-69.3% | $13,005-64.5% | $13,402-65.5% |