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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,118 | $80,992-75.2% | $96,534-79.2% | $75,173-73.2% |
| Participation rate | 76.3% | 71.8%+4.5pp | 76.0%+0.3pp | 67.2%+9.1pp |
| Annual return | 12.72% | 27.05%-14.3pp | 25.88%-13.2pp | 160.72%-148.0pp |
| Employer contribution / active EE | $1,847 | $2,283-19.1% | $2,965-37.7% | $2,671-30.8% |
| Participant deferral / active EE | $2,988 | $3,929-24.0% | $4,851-38.4% | $4,126-27.6% |
| Admin fee / account holder | $3,524 | $6,717-47.5% | $8,253-57.3% | $5,651-37.6% |