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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,309 | $165,381-35.1% | $149,730-28.3% | $158,966-32.5% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 16.11% | 348.29%-332.2pp | 276.70%-260.6pp | 302.95%-286.8pp |
| Employer contribution / active EE | $2,596 | $5,104-49.1% | $4,645-44.1% | $4,762-45.5% |
| Participant deferral / active EE | $4,724 | $7,182-34.2% | $6,843-31.0% | $5,983-21.0% |
| Admin fee / account holder | $535 | $10,809-95.1% | $9,310-94.3% | $11,250-95.2% |