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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,753 | $162,136+1.0% | $152,301+7.5% | $154,746+5.8% |
| Participation rate | 42.9% | 84.1%-41.2pp | 82.4%-39.6pp | 80.7%-37.8pp |
| Annual return | 36.73% | 91.02%-54.3pp | 80.50%-43.8pp | 172.34%-135.6pp |
| Employer contribution / active EE | $2,114 | $4,890-56.8% | $4,624-54.3% | $4,379-51.7% |
| Participant deferral / active EE | $7,723 | $8,341-7.4% | $8,004-3.5% | $6,730+14.7% |
| Admin fee / account holder | $3 | $15,759-100.0% | $14,398-100.0% | $14,365-100.0% |