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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,233 | $157,304+100.4% | $141,197+123.3% | $152,909+106.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.97% | 64.34%-45.4pp | 71.41%-52.4pp | 345.46%-326.5pp |
| Employer contribution / active EE | $2,931 | $5,263-44.3% | $4,736-38.1% | $4,764-38.5% |
| Participant deferral / active EE | $12,579 | $7,111+76.9% | $6,710+87.5% | $5,851+115.0% |
| Admin fee / account holder | $40,994 | $12,126+238.1% | $10,265+299.4% | $11,601+253.4% |