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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,291 | $160,070+132.0% | $147,117+152.4% | $145,897+154.5% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 12.60% | 98.69%-86.1pp | 420.54%-407.9pp | 552.29%-539.7pp |
| Employer contribution / active EE | $12,318 | $5,285+133.1% | $4,932+149.7% | $4,663+164.2% |
| Participant deferral / active EE | $12,568 | $8,419+49.3% | $8,065+55.8% | $6,689+87.9% |
| Admin fee / account holder | $1,537 | $15,035-89.8% | $12,993-88.2% | $13,390-88.5% |