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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,991 | $157,296+97.1% | $141,191+119.6% | $152,897+102.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.70% | 64.34%-41.6pp | 71.41%-48.7pp | 345.43%-322.7pp |
| Employer contribution / active EE | $8,727 | $5,262+65.8% | $4,736+84.3% | $4,764+83.2% |
| Participant deferral / active EE | $16,850 | $7,111+137.0% | $6,710+151.1% | $5,851+188.0% |
| Admin fee / account holder | $2,489 | $12,125-79.5% | $10,264-75.7% | $11,599-78.5% |