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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,913 | $202,342-35.8% | $172,753-24.8% | $152,909-15.0% |
| Participation rate | 69.2% | 87.1%-17.8pp | 82.6%-13.4pp | 82.5%-13.2pp |
| Annual return | 31.37% | 1029.88%-998.5pp | 803.00%-771.6pp | 345.46%-314.1pp |
| Employer contribution / active EE | $26,253 | $5,857+348.2% | $5,144+410.4% | $4,764+451.1% |
| Participant deferral / active EE | $12,750 | $5,948+114.4% | $5,198+145.3% | $5,851+117.9% |
| Admin fee / account holder | $4,653 | $17,112-72.8% | $13,956-66.7% | $11,601-59.9% |