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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,470 | $98,776-64.1% | $149,745-76.3% | $79,856-55.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 13.21% | 27.38%-14.2pp | 276.72%-263.5pp | 31.71%-18.5pp |
| Employer contribution / active EE | $2,148 | $3,217-33.2% | $4,646-53.8% | $2,471-13.1% |
| Participant deferral / active EE | $2,128 | $5,681-62.5% | $6,843-68.9% | $3,741-43.1% |
| Admin fee / account holder | $3,921 | $6,053-35.2% | $9,312-57.9% | $5,306-26.1% |