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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,190 | $83,337-75.8% | $67,834-70.2% | $273,972-92.6% |
| Participation rate | 83.3% | 76.4%+6.9pp | 68.8%+14.5pp | 83.0%+0.3pp |
| Annual return | 9.89% | 259.45%-249.6pp | 138.47%-128.6pp | 41.46%-31.6pp |
| Employer contribution / active EE | $1,053 | $3,287-68.0% | $2,403-56.2% | $4,869-78.4% |
| Participant deferral / active EE | $3,401 | $4,088-16.8% | $3,160+7.6% | $5,287-35.7% |
| Admin fee / account holder | $836 | $6,752-87.6% | $4,622-81.9% | $10,133-91.7% |