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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,294 | $73,839-59.0% | $143,788-78.9% | $68,495-55.8% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -14.34% | 1.01%-15.4pp | -0.03%-14.3pp | -7.84%-6.5pp |
| Employer contribution / active EE | $9,751 | $3,184+206.2% | $4,952+96.9% | $2,596+275.6% |
| Participant deferral / active EE | $4,445 | $3,384+31.3% | $5,638-21.2% | $4,028+10.4% |
| Admin fee / account holder | $429 | $5,755-92.5% | $14,675-97.1% | $5,403-92.1% |