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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,594 | $150,447+64.6% | $136,298+81.7% | $147,586+67.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 13.35% | 1049.15%-1035.8pp | 5156.27%-5142.9pp | 578.59%-565.2pp |
| Employer contribution / active EE | $3,767 | $5,256-28.3% | $4,696-19.8% | $4,876-22.8% |
| Participant deferral / active EE | $14,172 | $6,631+113.7% | $6,247+126.8% | $5,439+160.6% |
| Admin fee / account holder | $7,368 | $10,906-32.4% | $9,244-20.3% | $10,886-32.3% |