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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,112 | $159,934+137.7% | $147,005+158.6% | $145,959+160.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.75% | 98.24%-80.5pp | 418.76%-401.0pp | 561.95%-544.2pp |
| Employer contribution / active EE | $2,506 | $5,287-52.6% | $4,934-49.2% | $4,661-46.2% |
| Participant deferral / active EE | $12,217 | $8,427+45.0% | $8,070+51.4% | $6,689+82.7% |
| Admin fee / account holder | $10,853 | $15,053-27.9% | $13,006-16.6% | $13,398-19.0% |