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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,370 | $181,896-85.5% | $156,551-83.2% | $273,972-90.4% |
| Participation rate | 85.7% | 88.4%-2.7pp | 84.0%+1.7pp | 83.0%+2.7pp |
| Annual return | 38.69% | 30.74%+8.0pp | 32.23%+6.5pp | 41.46%-2.8pp |
| Employer contribution / active EE | $2,364 | $6,248-62.2% | $5,501-57.0% | $4,869-51.4% |
| Participant deferral / active EE | $9,092 | $5,550+63.8% | $4,871+86.7% | $5,287+72.0% |
| Admin fee / account holder | $2,818 | $15,560-81.9% | $13,028-78.4% | $10,133-72.2% |