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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,310 | $157,296-66.7% | $141,191-63.0% | $152,897-65.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.96% | 64.34%-49.4pp | 71.41%-56.4pp | 345.43%-330.5pp |
| Employer contribution / active EE | $820 | $5,262-84.4% | $4,736-82.7% | $4,764-82.8% |
| Participant deferral / active EE | $20,453 | $7,111+187.6% | $6,710+204.8% | $5,851+249.6% |
| Admin fee / account holder | $8,353 | $12,125-31.1% | $10,264-18.6% | $11,599-28.0% |