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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,795 | $99,032-3.3% | $80,022+19.7% | $135,380-29.2% |
| Participation rate | 70.0% | 78.4%-8.4pp | 75.8%-5.8pp | 82.6%-12.6pp |
| Annual return | -13.71% | 15.39%-29.1pp | 11.22%-24.9pp | 519.81%-533.5pp |
| Employer contribution / active EE | $4,372 | $3,043+43.6% | $2,468+77.1% | $4,779-8.5% |
| Participant deferral / active EE | $7,060 | $4,282+64.9% | $3,686+91.5% | $5,609+25.9% |
| Admin fee / account holder | $2,934 | $10,436-71.9% | $6,521-55.0% | $10,828-72.9% |