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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,883 | $181,896-50.0% | $156,551-41.9% | $273,972-66.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.65% | 30.74%-26.1pp | 32.23%-27.6pp | 41.46%-36.8pp |
| Employer contribution / active EE | $10,652 | $6,248+70.5% | $5,501+93.6% | $4,869+118.8% |
| Participant deferral / active EE | $9,383 | $5,550+69.1% | $4,871+92.6% | $5,287+77.5% |
| Admin fee / account holder | $1,117 | $15,560-92.8% | $13,028-91.4% | $10,133-89.0% |