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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,012 | $152,619-45.6% | $125,195-33.7% | $152,909-45.7% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 10.53% | 54.85%-44.3pp | 43.79%-33.3pp | 345.46%-334.9pp |
| Employer contribution / active EE | $1,440 | $4,947-70.9% | $3,866-62.8% | $4,764-69.8% |
| Participant deferral / active EE | $2,633 | $5,869-55.1% | $4,937-46.7% | $5,851-55.0% |
| Admin fee / account holder | $498 | $13,437-96.3% | $9,704-94.9% | $11,601-95.7% |