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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,323 | $56,544-71.1% | $75,501-78.4% | $70,124-76.7% |
| Participation rate | 72.2% | 68.1%+4.1pp | 72.4%-0.1pp | 69.5%+2.7pp |
| Annual return | 15.08% | 23.59%-8.5pp | 27.35%-12.3pp | 73.14%-58.1pp |
| Employer contribution / active EE | $1,047 | $1,817-42.4% | $2,352-55.5% | $2,342-55.3% |
| Participant deferral / active EE | $1,388 | $2,580-46.2% | $3,142-55.8% | $3,332-58.4% |
| Admin fee / account holder | $701 | $3,827-81.7% | $5,801-87.9% | $4,645-84.9% |