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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,080 | $55,449-49.4% | $83,831-66.5% | $56,289-50.1% |
| Participation rate | 79.8% | 68.0%+11.8pp | 76.1%+3.7pp | 69.9%+10.0pp |
| Annual return | -10.15% | -1.38%-8.8pp | 850.99%-861.1pp | -9.96%-0.2pp |
| Employer contribution / active EE | $6,004 | $2,430+147.0% | $3,631+65.3% | $2,111+184.4% |
| Participant deferral / active EE | $4,376 | $2,935+49.1% | $4,082+7.2% | $3,350+30.6% |
| Admin fee / account holder | $166 | $656-74.7% | $5,479-97.0% | $521-68.2% |