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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,127 | $93,064-27.9% | $74,577-10.0% | $273,972-75.5% |
| Participation rate | 78.3% | 74.9%+3.3pp | 68.1%+10.1pp | 83.0%-4.8pp |
| Annual return | 5.13% | 26.18%-21.1pp | 20.47%-15.3pp | 41.46%-36.3pp |
| Employer contribution / active EE | $2,673 | $3,160-15.4% | $2,525+5.8% | $4,869-45.1% |
| Participant deferral / active EE | $4,356 | $4,160+4.7% | $3,458+26.0% | $5,287-17.6% |
| Admin fee / account holder | $816 | $5,273-84.5% | $4,138-80.3% | $10,133-91.9% |