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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,137 | $211,946-29.2% | $169,452-11.4% | $135,379+10.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | 4.52% | 3.26%+1.3pp | 1.83%+2.7pp | 519.79%-515.3pp |
| Employer contribution / active EE | $6,429 | $5,117+25.6% | $4,157+54.6% | $4,779+34.5% |
| Participant deferral / active EE | $1,290 | $6,075-78.8% | $5,277-75.6% | $5,609-77.0% |
| Admin fee / account holder | $1,541 | $11,472-86.6% | $9,110-83.1% | $10,828-85.8% |