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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,540 | $162,821+14.6% | $133,978+39.2% | $158,982+17.3% |
| Participation rate | 64.3% | 83.2%-18.9pp | 79.8%-15.6pp | 82.0%-17.7pp |
| Annual return | 17.43% | 41.95%-24.5pp | 45.10%-27.7pp | 302.99%-285.6pp |
| Employer contribution / active EE | $2,569 | $4,976-48.4% | $3,919-34.4% | $4,763-46.1% |
| Participant deferral / active EE | $7,890 | $5,910+33.5% | $5,047+56.3% | $5,983+31.9% |
| Admin fee / account holder | $642 | $11,742-94.5% | $8,930-92.8% | $11,252-94.3% |