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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,394 | $217,432-93.4% | $185,849-92.3% | $167,536-91.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.36% | 148.42%-139.1pp | 122.10%-112.7pp | 478.82%-469.5pp |
| Employer contribution / active EE | $1,243 | $5,875-78.8% | $5,169-75.9% | $4,839-74.3% |
| Participant deferral / active EE | $4,201 | $6,357-33.9% | $5,569-24.6% | $6,342-33.8% |
| Admin fee / account holder | $92,941 | $19,818+369.0% | $16,244+472.2% | $12,315+654.7% |