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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,970 | $72,177+141.0% | $115,038+51.2% | $59,633+191.7% |
| Participation rate | 86.7% | 72.6%+14.1pp | 81.4%+5.3pp | 68.7%+18.0pp |
| Annual return | -4.29% | 12.02%-16.3pp | 26.14%-30.4pp | 2041.45%-2045.7pp |
| Employer contribution / active EE | $7,340 | $2,841+158.3% | $4,608+59.3% | $2,203+233.2% |
| Participant deferral / active EE | $9,761 | $4,783+104.1% | $6,026+62.0% | $3,192+205.8% |
| Admin fee / account holder | $1,567 | $4,927-68.2% | $8,175-80.8% | $4,297-63.5% |