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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,569 | $102,385+4.1% | $147,080-27.5% | $80,935+31.7% |
| Participation rate | 85.7% | 75.9%+9.8pp | 82.2%+3.5pp | 67.7%+18.1pp |
| Annual return | 11.60% | 135.09%-123.5pp | 420.17%-408.6pp | 35.66%-24.1pp |
| Employer contribution / active EE | $801 | $3,717-78.5% | $4,933-83.8% | $2,757-70.9% |
| Participant deferral / active EE | $8,994 | $6,651+35.2% | $8,066+11.5% | $4,299+109.2% |
| Admin fee / account holder | $7,160 | $7,951-10.0% | $12,989-44.9% | $6,924+3.4% |