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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,569 | $102,422+4.0% | $147,117-27.6% | $80,959+31.6% |
| Participation rate | 85.7% | 75.9%+9.8pp | 82.2%+3.5pp | 67.7%+18.0pp |
| Annual return | 11.60% | 135.16%-123.6pp | 420.54%-408.9pp | 35.67%-24.1pp |
| Employer contribution / active EE | $801 | $3,717-78.5% | $4,932-83.8% | $2,757-70.9% |
| Participant deferral / active EE | $8,994 | $6,652+35.2% | $8,065+11.5% | $4,300+109.1% |
| Admin fee / account holder | $7,160 | $7,953-10.0% | $12,993-44.9% | $6,925+3.4% |