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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,569 | $102,382+4.1% | $147,005-27.5% | $80,874+31.8% |
| Participation rate | 85.7% | 75.8%+9.9pp | 82.2%+3.6pp | 67.6%+18.1pp |
| Annual return | 11.60% | 134.89%-123.3pp | 418.76%-407.2pp | 35.62%-24.0pp |
| Employer contribution / active EE | $801 | $3,715-78.4% | $4,934-83.8% | $2,756-70.9% |
| Participant deferral / active EE | $8,994 | $6,646+35.3% | $8,070+11.4% | $4,297+109.3% |
| Admin fee / account holder | $7,160 | $7,942-9.8% | $13,006-44.9% | $6,935+3.2% |