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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,916 | $91,559-28.0% | $133,978-50.8% | $79,856-17.5% |
| Participation rate | 80.0% | 73.3%+6.7pp | 79.8%+0.2pp | 69.6%+10.4pp |
| Annual return | 9.51% | 61.85%-52.3pp | 45.10%-35.6pp | 31.71%-22.2pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,551 | $3,734+21.9% | $5,047-9.8% | $3,741+21.7% |
| Admin fee / account holder | $13,948 | $6,321+120.7% | $8,930+56.2% | $5,306+162.8% |