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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,751 | $106,923-87.1% | $84,023-83.6% | $152,909-91.0% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 16.79% | 105.02%-88.2pp | 71.32%-54.5pp | 345.46%-328.7pp |
| Employer contribution / active EE | $6,013 | $2,735+119.8% | $1,984+203.1% | $4,764+26.2% |
| Participant deferral / active EE | $4,909 | $4,013+22.3% | $3,239+51.6% | $5,851-16.1% |
| Admin fee / account holder | $575 | $8,289-93.1% | $6,102-90.6% | $11,601-95.0% |